Terms & Conditions
A Legal Disclaimer
The FDSM Institute provides financial intelligence, strategic insights, and institutional frameworks for educational and informational purposes only. The materials, research, and methodologies presented are general in nature and do not constitute financial, legal, investment, or professional advice.
While the Institute strives for accuracy and rigor, all information is provided without warranty of any kind, express or implied, and should not be relied upon as the sole basis for financial, business, or policy decisions. Users and participants are solely responsible for conducting independent due diligence and obtaining professional advice tailored to their specific circumstances.
The FDSM Institute, its affiliates, and its representatives expressly disclaim any liability for direct, indirect, incidental, or consequential damages arising from the use or interpretation of its content. Engaging with the Institute’s resources does not establish any fiduciary, advisory, or client relationship. By accessing FDSM materials, you acknowledge that financial decisions involve inherent risk and that past insights do not guarantee future performance.
All content, proprietary models, and strategic methodologies presented remain the intellectual property of the FDSM Institute and are protected under applicable copyright, trademark, and intellectual property laws. Unauthorized reproduction, redistribution, or commercial use is strictly prohibited without prior written consent.
Terms & Conditions - The Basics
The FDSM Institute’s Terms & Conditions ("T&C") govern access to its research, proprietary methodologies, publications, digital platforms, and advisory content. By engaging with any FDSM materials or services, users agree to comply with the following terms:
1. Acceptance of Terms
By accessing or utilizing the FDSM Institute’s content, digital platforms, or educational materials, you agree to be bound by these Terms & Conditions. If you do not accept these terms, you must discontinue use immediately.
2. Intellectual Property & Restricted Use
All research, publications, strategic frameworks, and proprietary models are the exclusive property of the FDSM Institute. Users are granted a non-exclusive, non-transferable license for personal or institutional reference only. Any reproduction, modification, or commercial distribution requires explicit prior consent from the Institute.
3. No Financial, Legal, or Investment Advice
The information provided is strictly for educational purposes and should not be interpreted as financial planning, investment advisory, or legal counsel. The FDSM Institute assumes no responsibility for decisions made based on its materials, and users must seek independent professional guidance where necessary.
4. Limitation of Liability
The FDSM Institute, its executives, researchers, and affiliates shall not be held liable for any financial losses, strategic miscalculations, or business disruptions resulting from reliance on its content. Use of FDSM materials is entirely at the user’s own risk.
5. Data Protection & Privacy
The FDSM Institute adheres to strict confidentiality and data protection protocols. User information is neither sold nor disclosed to third parties without consent, except where required by law or regulatory authorities.
6. Amendments & Governing Law
The FDSM Institute reserves the right to update these terms at its sole discretion. Continued use of its content constitutes acceptance of any revisions. These Terms & Conditions are governed under international business and intellectual property law, with jurisdiction in the United Kingdom.